How to Respond in a Tough Situation
Being in a car accident is the last thing anyone wants - but when it does
happen, there are ways of making sure that the legal and insurance issues
are handled with as little stress as possible.
- First of all - stay calm.
- If someone is injured, be sure to call for medical
- Make sure you call the police.
- Don't publicly make any statements where you either
accuse the other person of causing the accident or take all the blame
yourself. It could open you up to legal problems.
- Whatever you do, don't leave the scene until you've had
a chance to talk with the officer and you've gotten their name. It's
important to make sure that your side of the story goes on the record.
Afterward, it's a good idea to get a copy of the police report.
- Make sure you have a pre-printed copy of your insurance
information in the glove compartment, along with a camera you can use to
provide pictures for the insurance company. A disposable camera with a
flash for nighttime or interior shooting is usually best for this.
- In dealing with the other driver, make sure you get
their name, address, driver's license number and insurance information - and
that they get the same information from you.
- Also, make sure to get information from any witnesses
- Make sure you get pictures of any physical evidence of
what could have caused the accident.
- Write down pertinent details such as where the accident
took place, what the weather was like, etc.
- Once the information's exchanged, report the accident
to the insurance company immediately, even if it's not your
- Make sure you understand how you're covered, and don't
be afraid to ask the insurance company to explain the conditions of your
coverage and payments.
- Don't be afraid to seek legal advice - and don't sign
anything if you don't understand it.
- When you're using a body shop to get repairs to your
vehicle, be aware that the insurance company can recommend a shop, but you
are under no legal obligation to use its services. You have the legal right
to choose the shop to do your repairs.
- Also be aware that insurance companies sometimes try to
dictate what type of parts are used in a vehicle's repair. They might
insist that a shop not use Original Equipment Manufacturer (OEM) parts, as
they are more expensive.
You have a right to know what kind of parts are being used on your vehicle,
and to know if your insurance policy dictates what kind of parts can be used
in your car. If your policy lets you choose, you have the right to decide
- An insurance company also has the right to inspect your
vehicle, but it is not required to do so. In addition, they cannot require
you to visit one of their own claim centers.
- And finally: Make sure you learn from this accident,
but also let yourself move on from what happened. Everyone has an accident
once in a while - it's just something that happens.
Remember - Drive Safely!
Want more information on your rights? To make an appointment, call us at
978-957-5050 or make an appointment
What People Say About Us
I am a owner of a Buick that is 14 years old . This car has a great running engine, but the brakes and suspension not so good. I brought my car to several automotive centers, Sears being one of them. The money I paid at Sears for just front brakes was outrageous and to add insult to injury they let me drive out with two very bad tires. I had no knowledge they could blow out at anytime. Most of all when they addressed the biggest problem, I said to my
husband maybe we should buy a new car. So through word of mouth my husband was told about Service Plus on Lakeview Ave in Dracut . A friend suggest I go there, because they are very good. When I brought my car to Service Plus, they where very professional. They gave me a free estimate and offered me a free car for the day while they repaired my car. Heck, they even fixed a problem from the work done previously at sears and saved me hundreds of $$$$. I am a big fan of Service Plus now. My car rides so good. I will go to them always in the future. I am grateful that I can count on Service Plus to be honest and do a professional and competent job. You can't say that about to many companies now a days. Bravo and well done.
I have been a customer at Service Plus for over eight years. I have also recommended Service Plus to others over the years. "Service Plus" is the correct name for this automotive center because that is exactly how Steve and Greg and their other workers treat customers...they provide service plus! I have very little knowledge of car problems so I rely on their expertise and honesty and I have never been disappointed. They make the repairs that they say they will make and charge you what they say they will charge you. They complete the work when they say they will and are very helpful for emergency type problems. They are respectful of their customer's time and money and I would highly recommend them to anyone.
Have used them many times over the years. They are all always friendly, professional and honest. I recommend Service Plus to all my friends!
Long-time customer! Always honest, friendly and reasonable. They know how to treat their customers and keep them happy. We recommend Service Plus to all of our friends.
Took my truck there (really old and time for a new one) but they were incredibly nice and very professional and they fixed my truck the very next day. This is hands down the greatest shop in Massachusettes, As im writing this my truck is being looked at by them for another issue. To make a long story short these guys are fantastic and everybody should bring there vehicles there!!!!
I've been going to Service Plus since I started driving, introduced to Steve and Greg by my father who swore by them sine they opened. I refuse to go to any other mechanic because you simply cant beat the kindness and honesty they offer.